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Matt Buys Houses TX Posts

Selling Assets Before Divorce in Texas

June 19, 2024 • Matthew

Selling assets before divorce is something that many who find themselves in this type of stressful situation may attempt to do. It is a rough time that the couple is going through and there are a lot of mixed emotions.

Selling assets before divorce in Texas can just make a bad situation worse.

You are most likely concerned about how the money that you have, your house, and other assets will be divided.

Concerns about how fair the split will be may be tempting you to start selling assets prior to divorce so you can be sure that you are going to get what you feel you are entitled to. Often these types of actions are spurred on by anger and frustration. You may believe that you are entitled to more than your spouse. Based on this you feel you should be selling assets before divorce.

What you may not realize is that this can get you into some serious legal trouble.

Every state has its own specific laws as to how assets are to be distributed in a divorce. If you are determining selling assets before divorce in Texas you need to look closely at what the rules are concerning selling assets before divorce. In general, the rules for dividing assets in a divorce will fall into one of two categories.

selling assets before divorce like your house

Selling Assets Before Divorce Is Filed in Community Property States

Those states that are classed as community property states have laws in place that create a 50-50 split of the assets that were accumulated during the marriage. It doesn’t matter which of the parties may have actually purchased them, they are considered to be part of the marital assets.

There are situations where individuals enter into a marriage and bring some assets into the marriage with them.

This could be a specific amount of money such as savings, or perhaps a home or other type of asset.

In this case, these types of assets will not be considered as part of the community property of the marriage. The exception to this is if you decided to co-mingle these assets in your relationship. Then selling assets before divorce is filed that pertain to these ones would have different rules applied to them. In this situation you would need to look at how to sell assets before divorce in Texas rules prior to taking any action with them.

It can get a little confusing when it comes to assets owned prior to the marriage and what happens to them during a divorce.

For example, if you have $25,000 in a bank account in your name, when you entered into the marriage and you kept it in your name, then that is your asset.

However, if you took that money and put it into a joint account with your spouse then you have co-mingled that asset and it is part of the marital assets.

Or you may have entered into the marriage with a new vehicle that was in your name, and you kept it that way. This too may not be considered as part of the marital estate.

Each state may look at prior to the marriage assets differently, so if you want to sell assets before divorce, it is important that you know the laws pertaining to this.

Inherited Property

selling assets before divorce house choices

When selling assets before divorce in Texas you also may have to think about assets that you inherited.

This could be property that you brought into the marriage from an inheritance. Or, it could be that you inherited the property during your marriage. Assets received from inheritances, or money judgements, or from claims resulting from a personal injury, may not be subject to the 50-50 rule. Again, this will depend on whether these assets were co-mingled.

Equitable Distribution States and Selling Assets Before Divorce

When selling your assets before divorce in Texas you need to determine if the laws are based on equitable distribution.

In this case, the splitting of the assets is based on fairness according to the specific circumstances of the marriage.

While the law states each of the parties are entitled to a share it doesn’t mean that each will get half.

Many contributing factors are taken into account when the equitable distribution is being determined. It will take into account what each of the parties has contributed during the course of the marriage as well as how long the marriage was in place.

Usually selling assets before a divorce and dividing assets means the laws of the state are not being adhered to. This can create legal consequences for the party attempting to sell assets before divorce.

Selling assets before the divorce is finalized can be viewed as committing a crime and you can very easily get caught.

cold without your house after selling assets before divorce

What some will attempt to do is hide their assets before actually selling them. This is so they will not be included in the marriage estate.

During the divorce proceeding, there is what is called a ‘Discovery’. This is where both spouses must provide all their information about their assets and financial information to each other. If you are hiding assets or have been active in selling assets before their divorce and you do not disclose this you could be charged with perjury.

While the sale of assets before the divorce may be tempting for many different reasons, it really is not something that you want to participate in because no matter whether you are just contemplating doing so, it will probably get you into some serious legal trouble.

You need to take the time to research the divorce laws of the state and make sure that you rely on the proper resources to assist you with making the right decisions. There is a lot that has to be considered regarding the sale of the home, and no doubt you and your spouse want to get the most for it if you decide to sell. If the value of the home is not going to cover the mortgage outstanding then you may want to find alternatives to selling assets before divorce.

Sell Your House After a Divorce

Selling a house quickly after a divorce can be a stressful situation. If you need to sell your house fast, Matt Buys Houses TX will give you a cash offer in 24 hours. Just give us a call at 210-596-9669! There are no obligations. We are also available to answer any questions you may have and look forward to talking to you about your options.
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

Sell My House Fast in San Antonio

June 12, 2024 • Matthew

Thinking, “I need to sell my house now”? Many of us have been there before. Here’s how to deal with the situation.

There are many reasons why a homeowner would seek to sell a house fast. Sometimes there are too many major repairs making their current property unlivable. Other times, a homeowner must relocate immediately for an amazing new job opportunity. Even financial hardship can force homeowners to sell before the mortgage company initiates foreclosure. Whatever the reason, it’s essential for homeowners to know a company that’s willing and able to sell their property fast.

How can I sell my house now?

sell my house now

When Amelia Blackwelder was looking for a reliable way to sell her home quickly, she scoured company websites for weeks searching for a perfect fit. She was living in a dilapidated home that needed major updates before being market ready. Aware that home renovations were out-of-budget expenses and needing to sell her property right away, she contacted several realtors and house buyers and even advertised her home on social media herself. After few offers and a thorough research, Amelia stumbled upon Matt Buys Houses TX, a locally owned and operated business experienced in buying unwanted homes fast. Within a week from the initial contact, Amelia was moving out of her fixer-upper and on to new opportunities.

Why did Amelia choose Matt Buys Houses TX? After contacting several real estate agents in the area, she knew she’d rather sell on her own than work with a realtor. Choosing to become your own agent isn’t a new concept; nearly 10% of homeowners skipped the realtor and sold their For Sale By Owner (FSBO) property in 2014. This large number is due to the many advantages experienced when selling a FSBO.

Homeowners often know their property better than a real estate agent. When Amelia contacted an agency to assess and market her fixer-upper, she was surprised with their lack of professionalism. One realtor told her it’d cost her thousands of dollars out of pocket to sell with his company. Another agent saw the condition of Amelia’s property and walked away immediately. Although her home needed major repairs, Amelia knew selling wasn’t a lost cause. After contacting Matt Buys Houses TX, Amelia found a company that saw the potential she did while assessing her home. The company also offered a level of professionalism not seen in the realtors Amelia attempted to hire.

Another advantage of not hiring a realtor to sell is saving time and money. Amelia was able to close within a week without paying hefty realtor commission fees. Matt Buys Houses TX filled out the tedious paperwork while foregoing a buyer’s fee to make Amelia’s process expedient, simple, and cheap. She ended up spending more time and effort on finding an agent than closing on her home and moving.

Matt offered a simple process to sell my house now.

i want to sell my house now

After running into too many unfriendly real estate companies, Amelia found Matt Buys Houses TX to be an amenable anomaly. After filling out a simple form online, she was contacted by a service representative immediately. Unlike the realtors she looked into hiring, Matt Buys Houses TX got back to her within a day. Within a short phone call, Matt set an appointment that worked for both parties, making the initial meeting the least intrusive part of Amelia’s selling process.

When Matt pulled up to Amelia’s rundown two-bedroom abode, she expected criticism. She thought he’d not only be disappointed with her fixer upper, but that he’d actively dismiss it without even stepping inside. To her surprise, Matt was not only cordial but he was also complimentary. After giving him a detailed house tour, complete with the major eyesores that kept Amelia from selling, Matt offered a generous estimate on her property. Finally, she felt like she had found someone who’d respect her home while giving her an honest assessment.

Before the week was over, Matt Buys Houses TX sent Amelia a cash offer that was too good to pass up. Whereas other potential buyers wouldn’t bite until she lowered her asking price or made expensive repairs, Matt Buys Houses TX was willing to work with Amelia’s standards and offer a fair price for her old home. She never felt pressured into the price – like other buyers had pushed for- or like Matt had made an obligation cash offer. His team of professionals treated Amelia and her house with the respect she couldn’t find elsewhere.

Matt Buys Houses TX helped me sell my house now.

I need to sell my house now

It was a relief to find an experienced company to buy Amelia’s home right away. When sitting on a property with an enormous amount of repairs or an underwater mortgage, sometimes the best option for homeowners is to sell. Some homeowners may feel trapped living in an undesirable house. Before spending thousands on those house lifts, contact Matt Buys Houses TX for an honest estimate. No house is too ugly, undesirable, or unbuyable for Matt experienced team of professionals.

Matt Buys Houses TX offers a highly organized and skilled staff to help homeowners like Amelia reach their selling goals. Each closing is personally tailored to meet the seller’s needs; each offer is individually based on the property being sold. Matt and his company make it evident that their main mission is more about helping homeowners in need than making a purchase. Their discreet and friendly service gave Amelia the ability to move forward without wasting time and money with real estate agents and making repairs.

There are many reasons for homeowners to use Matt when selling their home. Whether it’s the financial burdens of owning a home or the threat of imminent foreclosure, homeowners need a speedy solution to the selling process. If customer care and honest advice is important to a homeowner, seeking the services of Matt efficient team is the best option for homeowners.

Matt Buys Houses TX buys houses in the San Antonio area with cash fast! Matt Buys Houses TX provided Amelia the exemplary service she was seeking once she decided to sell her home. The friendly service representatives helped make the selling process simple, hassle free, and fast. If homeowners are seeking a quick closing and a stress free solution, Amelia recommends using the highly respected Matt Buys Houses TX. If you’re thinking “I need to sell my house NOW!”, don’t worry! We will buy your house as is, no problem! One call can save you time and money when selling your home!

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

We Buy Houses With Tenants in San Antonio

June 5, 2024 • Matthew

Are you sick of your nightmare tenants? No body blames you. That’s why we buy houses with tenants in them – to help you out of being a landlord.

Landlording is a rough business. Between keeping up with property maintenance and collecting monthly rent, a lot of time and resources are used to ensure a smooth renting process.

we buy houses with tenants regardless of condition
But paying costly property management firms or dealing with long term nightmare tenants takes its toll on even the most veteran landlords. If the stress forces you to exit the landlord business or you juggle too many investment properties already, you may want to sell. Instead of waiting months (or years) for the tenant’s lease to expire, consider selling to a professional investor willing to take on even the most strenuous tenants. Don’t worry; we buy houses with tenants.

“Can I sell my rental property with tenants in it?”

As the property owner, you may believe it’s simple to sell a home without tenant interference. But sometimes selling a rental property with tenants on a lease can be a complicated mess. Although you own the property, the tenants have rights too.

There are certain state restrictions that create unnecessary roadblocks for the homeowner. If a landlord wants to sell before the lease is up, they can find themselves facing severe legal penalties with enormous monetary consequences.

Selling a tenant-occupied property is different than selling a family home or inherited property. As long as the tenant continues to pay rent, they have a right to live on the premises. While some tenants are worthwhile and make timely payments, others can be problematic, forcing a landlord to sell the property outright. When a landlord decides to sell, dream tenants can become nightmares for fear of displacement. It’s crucial to know your options as a landlord and where a renter’s rights end.

Tenants Still On Lease

we buy houses with tenants still living there

When selling a rental property with tenants on lease, it’s important to know the state laws. Some states require a landlord to give a 30 or 60 day’s notice, while others have laxer guidelines on the notice for a tenant to vacate. To uphold the laws of Texas, landlords must send their tenant a letter that clearly states when their tenancy ends. This is especially important in cases of an unamicable landlord-tenant relationship.

Selling the property while the tenant is on a fixed-term lease requires a bit more finesse. Unless the lease contains a special early termination clause, tenants in good standing are allowed to live on the property until the lease ends, even if you want to sell the home. For tenants that have violated any lease terms or missed any monthly rent payments, landlords have the option to terminate the lease altogether, but risk lawsuits from disgruntled former tenants.

If a landlord wants to sell before lease is up, trying to list the property becomes another issue. Unless the lease agreement firmly states it, the homeowner may not be allowed to show the property to potential buyers. This is detrimental to finalizing a sale with most buyers and can hinder the price when negotiating with others. You can start showing the home if the tenant allows and is given proper notice (typically 24 hours). Otherwise, you’ll have to wait for the lease to end. When dealing with problem tenants, this scenario can be unsettling.

Selling to the Tenants

we buy houses with tenants or sell to tenants

“Can I sell my rental property with tenants in it to the tenants themselves?”

The answer is yes, but only if the tenant wants to buy the home outright. While this would be a great solution to rid yourself of the property, selling to the tenant requires maximum effort. Not only is the landlord tasked with drawing up the paperwork and presenting it to the tenant, they also often assist the tenant in finding adequate funds to purchase the home.

Some tenants cannot afford the property and must consider obtaining a mortgage or other financing options. Securing a proper loan can take months and landlords looking to sell quickly won’t be willing to wait for the possible loan rejection. Selling directly to the tenants requires homeowners to become both landlord and seller, a confusing combination for first-time investment sellers.

Some tenants may want to purchase the property and have the necessary funds. Instead of making the deal a simpler process, they decide to capitalize on the landlord’s desperation to sell. They may want unnecessary or extreme incentives, like a lower rent payment until the sale is finalized or all closing costs. For a landlord that wants to sell before lease is up, this is an unfortunate probability when dealing with tenants.

That’s why you’ll probably be finding yourself looking for other buyers. You could put the house on the market, or sell it to cash buyers like it. That’s why we buy houses with tenants in them – we know how difficult it is for you to find a ready and willing buyer.

Problem Tenants

we buy houses with tenants even if they're problems

Problem tenants can easily hinder a sale for many landlords. They may pay their rent on time, but they completely disrespect your property. They leave the home a mess, refuse to let you show the home, and can even change the locks on you. If you’re seriously considering selling your tenant-occupied property, knowing how to manage these major annoyances is vital.

While some tenants are terrific, others make you regret ever becoming a landlord. If your tenant is unwilling to let you show the property, you may enter anyways if you’re allowed access on the lease. But this can lead to unwanted hostilities, and angry tenants are more likely to drive away potential buyers.

If a tenant changes the locks, landlords risk angering the tenant further by calling the police and forcing property access. Another possible solution includes hiring a locksmith to change the locks at the tenant’s expense. Though none of these are ideal situations, when deciding to sell a property with tenants still on lease, these are likely scenarios that must be dealt with before selling.

There is another solution to dealing with problem tenants when selling the property. Landlords can pay their renters to vacate. Generally, landlords wishing to go this route must offer to pay the rest of the tenant’s rent plus other costly concessions to convince a renter to break lease.

Sometimes this means paying moving costs, giving up the deposit, and throwing in extra cash for the security deposit on a new place. While this option allows the homeowner to list their property without unruly tenants to hinder the sale, it forces them to spend money and time convincing their renters to leave. It’s not the best selling solution.

That’s why selling to cash buyers is a better solution. The reason why we buy houses with tenants is to provide a better alternative for landlords like yourself.

Why We Buy Houses with Tenants

we buy houses with tenants

The best selling solution for landlords with tenant-occupied property is selling to an experienced investor. Investors happily seek out properties with tenants and expedite closings with fair market cash offers. That’s why we buy houses with tenants!

You don’t have to worry about showing your home without making repairs or problem tenants driving away the investor; they honor the tenant’s current lease and care for the home to resell later. If you want to sell your house immediately, but your property is occupied by a long term lease, contacting a local house buying investor is your best option.

Don’t stress over selling a rental property; we buy houses with tenants no matter what condition it’s in! We’re always ready to answer any questions you have. Just give us a call at 210-596-9669!
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

How to Sell a House Fast in San Antonio

May 29, 2024 • Matthew

When thinking of selling a house, most people don’t realize they can actually sell a house fast by taking some extra steps and do some real estate research. You can sell quickly and this article will show you exactly how to sell a house fast!

As a cash house buying company, we want to offer you everything you need to know before you make the decision to sell your house. We’re going to show you how to sell a house fast in San Antonio!

Tips on how to sell a house fast

1. Fix what is broken

making repairs to sell a house fast

Sounds simple, right? By making sure your house looks completely functional, you are putting a bigger value on it and attracting more and more buyers. No one wants to deal with repairs, we get it. So fix what is broken. Inspect your property, find least appealing features and fix them. Don’t forget to give the front of your house an upgrade as well – sometimes freshly painted facade goes a long way.

This is sometimes a timely project, especially with older properties – if you’re wondering how to sell a house fast without having to deal with repairs, you’re at the right place – we buy houses in any condition. Just fill out the form or give us a call and your house can be sold in less than a week if needed. Interested? Scroll to the end of the article for more information.

2. Find a good real estate agent

Good and experienced agents are important. You want to work with someone who will look past the first buyers who will probably offer a lowball deal. Your agent should do everything he or she can to help you sell your house with the value you have in mind.

How to find a good agent?

sell a house fast with agent

Good agents are hard to come by, but here’s how you can spot the best of the best that will help you sell your house fast.

  • Check their references.

A good real estate agent will have references available in case you have any questions. We’ve all heard of real estate agents asking their clients for a reference check, but the truth is, you can do exactly the same.

  • Check their credentials and past clients.

Sure, people say they’re a real estate agent, but do they have a license? If the answer is no, run. Is their database of past clients good enough for you to trust them? Yes? Good. You should always be able to call or email past clients – a good agent will be open about their business and will be able to give you all necessary information without hesitation. If not, take caution.

  • Ask them questions

Treat it like a job interview process – as them about a property for sale in the area. A good agent always stays on top of ‘for sale’ signs and knows the ins and outs of their neighborhood. Ask them about their plans – how they’re going to market your property, where are they going to market it and what is their strategy that will help you reach your goal – to sell a house fast.

3. Go with a cash house buyer

Now, here’s how to sell a house fast…lightning fast!

Cash house buying services are becoming largely popular due to plenty of benefits for the seller. Just Google ‘how to sell a house fast’ – we can guarantee cash house buyers will show up. It’s the best way to sell a house fast, and a popular service in San Antonio.

Benefits of selling your house to a cash house buyer:

how to sell a house fast using a cash home buyer

  • We take houses that need repairs

Which means you can completely scratch the first point in this article. No matter how many repairs your house might face, we’ll be happy to take it from your hands and give you cash in return.

  • Close within a week!

We pride ourselves in our fast house selling service – your house can be sold in a week. Need to get rid of it faster? No problem – just give us a call and we can arrange everything in just two days if necessary.

  • Fair cash offer.

We always try to match the offer to your demands – you’ll receive a fair cash offer that can compete with the real estate prices, if not even better. How do we do that? See the next point.

  • No fees.

Imagine not having to worry about hiring an agent or going through fees in order to sell your house. Just hiring an agent will take away a huge amount of your profit – cash house buyers have no fees at all which is what makes them most attractive to those who are looking for a better house value.

  • You can avoid foreclosure!

Ever wondered how you can avoid foreclosure? By selling your house to a cash house buyer. If you have any questions about foreclosure, we have prepared several articles for you with all necessary answers. You can always give us a call to discuss things further.

  • Avoid inspections, appraisals, surveys

All those things can delay your house selling process. You might want to sell your house in March, but the traditional way might take longer as you will have to deal with inspections, appraisals, surveys and other unnecessary paperwork.

sell a house fast to local cash buyers

Sell a house fast!

Made your decision?

Matt Buys Houses TX gives you a cash offer within one day and you can close it whenever you want. Your house can be sold in a week!

If you need to sell your San Antonio area house fast and would like to get a no-obligation cash offer, call us now at 210-596-9669. Whether you decide to sell your house to us or not, we would like to help answer questions you might have about the process.

Selling a house is a confusing process for many – but we are here to make sure you have all necessary information before you make a sound decision.

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

Sell a Damaged Rental House to Cash Buyers

May 22, 2024 • Matthew

Have tenants ruined your house? Fed up with being a landlord, but don’t know how to sell a damaged rental house? We know how frustrating and stressful that can be.

Owning a rental property is a great way to make extra money. For properties in ideal locations and in excellent condition, investors can earn enough for home upkeep and management with a little extra leftover to pocket afterwards.

But with any potential for profit, there’s potential for a financial pitfall. Many landlords and rental property managers share a single horrifying thought: extensive damage to their property that keeps them from renting it to future tenants. Whether it’s due to external factors such as severe storms or caused by problematic tenants with a lack of respect for the property, unrepairable damage is a probability most landlords face. These issues can be time consuming and costly to fix and leave a landlord wanting to know how to sell a damaged rental.

Identifying the Damage

sell a damaged rental houses to cash buyers

There’s no good time to discover property damage as a landlord. Some homeowners will notice their property needing major repairs only after a move-out inspection when the previous tenant’s lease is up. Other landlords discover unrepairable damage while in-between tenants.

Finding structural or cosmetic flaws due to a tenant’s mistreatment can cause serious anxiety no matter when you stumble upon it. If the signed lease agreement allows it, landlords can withhold security deposits to pay for the fixes. Often times, this paltry amount is too small to repair the worst property issues. If the tenant in fault has already moved before the landlord discovers the damage, there may be little recourse for landlords seeking reparations.

On the other hand, landlords may find their property needing serious repairs after facing external circumstances. Natural disasters, burglars, unwanted pests, and deterioration from a property’s vacancy can all factor into the home’s need for expensive repairs. Unless the homeowner has insurance covering these potential threats, they’re unlikely to receive payment for the fixing up of the property.

It will require paying for the repairs out of pocket. For landlords trying to maximize profit or unable to afford the repair, this can mean selling the damaged rental just to stay financially afloat.

Severe damage to a home can greatly devalue the homeowner’s investment and push them to sell. The property value after damage is dependent on the extent of what needs to be repaired. While minor water damage or cosmetic blights can be fixed with relative ease, structural flaws can greatly decrease the home’s value.

To know if the property damage is too great to still earn a profit in the future, landlords must calculate costs to repair and subtract that from what they gain from monthly rent. Some landlords have enough money in savings to spend on emergency cases, while others make barely enough rental profit to pay their own monthly mortgage. For the latter, discovering damage early on and figuring out the property value after damage is essential in making the decision to sell.

Handling the Damages

sell a damaged rental houses without needing to make repairs

After being forced to face extensive damages, many property owners don’t know all their options. Insurance companies could deny claims and tenants can leave landlords fitting the bill. Sometimes a property owner must handle expensive repairs themselves.

When this occurs, the homeowner’s first option is to pay the bills out of pocket. This is where having an emergency savings fund comes in handy. Landlords will most likely need a significant sum to pay contractors, repairmen, and appraisers to reassess the property value after damage. It won’t be cheap, but it’s not impossible for those that have planned beforehand for sudden home repairs. However, if a homeowner financially depends on the rental for income and is not generating any due to the property damage, they might be forced to sell a damaged rental to avoid debt.

Those who choose to handle the repairs themselves must be wary. While doing home repairs yourself can save money, it also comes with detrimental risks. Making major repairs requires expertise of local building codes and possible HOA guidelines. If a fix doesn’t meet the former, it can cause the rental to be shut down completely. Landlords wishing to do their own repairs should also consider the risk to their personal health. For home repair novices, a personal injury is likely and can cause even more financial woes.

Sell a Damaged Rental House for Cash

sell a damaged rental houses to get rid of stress

The best option for landlords facing costly home repairs is to simply sell a damage rental and move on. Though losing a source of monthly income can seem fiscally irresponsible, it’s in the homeowner’s best interest to sell when the burden of owning outweighs the potential profitability. While many prospective buyers are looking for homes in pristine condition that are move-in ready, others are attracted to fixer uppers for their potential. For property owners unwilling or unable to pay for repairing an excessively damaged home, this option requires no money and very little effort.

Typically, trying to sell a damaged rental house is a market no-no. Houses with damages are less likely to sell, and if they do you won’t be getting your money’s worth.. They are more likely to draw the attention of less serious buyers willing to submit lowball offers to procure the property cheap.

However, if you need to sell a damaged rental house with water damage or needing any other major repairs will also appeal to other investors and we buy houses companies. These professional home buyers are more interested in the home’s potential renovation than the risk involved in restoring it. They will offer fair cash offers for homes in any condition.

Selling to a we buy houses company comes with other benefits to landlords desperate to sell a damaged rental. Conducting an as-is sale allows the landlord to be rid of the property before letting it sit vacant for months while repairs are made.

Homeowners won’t need to pay those monthly mortgage payments or the home’s general upkeep if the property is immediately sold to an interested party. Selling to a cash buyer also allows the homeowner to reinvest money from the property’s sale after securing a substantial cash offer. This, too, is a better option than waiting months to fill a damaged property with new tenants.

If your rental is too damaged to repair, contacting a local cash buyer is your best option. They can ensure a quick closing at your convenience, and they buy properties in an condition.

Get Rid of Your Damaged Rental

sell a damaged rental house to an investor for cash

We know how crazy tenants can be! We also know how impossible it can be to rent, or sell a house that tenants have trashed. That’s why, at Matt Buys Houses TX, we focus on how to help you out of your sticky situation.

We’ll buy your house for cash as-is. No need for you to repair anything. We’ll take your house damage and all! All you need to do to sell a damaged rental house for cash ASAP is contact us! Don’t be afraid to call, we’re always happy and ready to answer any questions you have at: 210-596-9669.
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

What Happens to a Mortgage After Divorce?

May 15, 2024 • Matthew

Figuring out what to do with a house that has a mortgage after divorce can be daunting.

This type of question comes at a time when your life is probably in turmoil. This is just one of many questions that you have to find answers for and decisions that you will have to make, among who gets the house after a divorce, and what a divorce buyout is. Chances are you have a lot of questions, and a lot of assets to deal with in your divorce settlement and the matrimonial home is the most significant one.

When it comes to the mortgage it can mean that the division of the equity in it has to be determined.

Then it may mean trying to decide whether the home is to be sold. There may be liabilities regarding the home that have to be dealt with.outside house. what happens to mortgage after divorce?

Responsibilities for the Mortgage

Responsibilities for the mortgage after divorce are not something that most deal with on a regular basis so it is understandable why there would be so many questions that arise pertaining to it.

One of the common questions is whether the house does have to go through a sale so the equity can be divided. There is an alternative to this where one party can buy out the other. If this is the route that is taken, usually the spouse that is going to buy the home will have to go through a mortgage assumption it so they can pay the other spouse their share of the equity.

To find out how to remove a spouse’s name from the divorce, please visit this article.

What has to be decided quickly when it comes to dealing with the mortgage after divorce is who is going to be responsible for paying it.

Who Pays the Mortgage After Divorce?

divorce splitting assets

If the mortgage has been held jointly then legally both spouses are equally responsible for making payments.

If the mortgage is not paid the lender can come after both parties. During the divorce agreement, it should be legally determined who is going to assume the mortgage payment responsibility.

There are times where agreements are made between a couple to just transfer the title to the other partner. This can be done with a quit claim deed.

This means the party signing over their ownership will no longer have any claims to the property.

That does not mean that the spouse giving up their rights to the property is no longer responsible for the mortgage after divorce. To prevent this there has to be a transfer of liability. This can be done by the spouse who is taking ownership by taking on a mortgage assumption or arranging for a loan modification after divorce.

In most cases, the better route to take is to assume the mortgage which will then have the responsibility for paying it moved over to the spouse who is going to keep the house.

This will only work if the spouse applying for the mortgage assumption meets the criteria put in place by the mortgage lender. If this is the case then it may be possible to obtain a home equity loan for refinancing.

What if There is Not Enough Equity in the Home?

divorce house

Not every couple going through a divorce is going to realize a profit from the sale of the home, and that selling it will clear off the mortgage.

There are times where the value of the home is lower than the mortgage. If the buyout partner cannot qualify for a loan modification after divorce or come up with other ways to buy the house it creates a difficult situation.

What could possibly be arranged is putting off the buyout or selling the house. It means an agreement would have to be reached to this effect by the two spouses. If this cannot be done then the next alternative may be a short sale.

A Short Sale To Deal With The Mortgage After Divorce

If a short sale is being contemplated to deal with the mortgage after divorce, there have to be some negotiations made with the mortgage lender.

This means that the house would have to be sold for less than the amount of the mortgage. While the mortgage lender is losing money with a short sale this option helps to relieve a lot of the hassles that the lender would likely have if they were to foreclose and sell the house themselves.

It can also mean that the mortgage after divorce that is subjected to a short sale will still leave both spouses with a liability. The lender may hold them responsible to pay the difference owing on the mortgage after divorce sale.

Overall most feel that this is still a better option than dealing with a foreclosure.

Dealing with the mortgage after divorce issues can be really stressful. It may be that the housing market is just not right to consider a sale of the property.

windows on a house

Although both parties want to bring some closure to the situation it may be far better financially for both to hold onto the house and sell it when the market is right. Making this type of decision is all going to depend on the current financial positions that both spouses will find themselves in after the divorce.

Another reason that many would rather deal with a mortgage after divorce is if there are children involved. There has probably been enough turmoil in the family and it’s a better option not to have to uproot the children from the home they are used to.

There are a lot of decisions to be made and some substantial work ahead of the spouse who is trying to buy out the house.

However, it may be worth it when everything is properly considered. It is also important to rely on the right resources.

Both parties should have their own divorce lawyers to assist them with writing up the agreements, and to ensure both parties are protected when it comes to the mortgage for the family home.

If the house is going to be sole then relying on a reliable and trustworthy realtor is important. If re-financing the mortgage after divorce is viable then finding the proper lenders is going to be a priority. It may be based on the financial situation that holding onto the house in both names for a period of time may be the better solution. It is important that all options be carefully considered.

Sell Your House After a Divorce

If you are trying to sell your San Antonio house after a divorce, Matt Buys Houses TX will give you a cash offer as soon as 24 hours!

To get your cash offer, or to get answers to any questions you have, call us at 210-596-9669. There are no obligations in contacting us!
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

How to Find a Cash Buyer For Your San Antonio House

May 8, 2024 • Matthew

You’ve decided you want to sell your house for cash in San Antonio. Now it’s time to find a cash buyer. I’m going to show you how to find a cash buyer for your San Antonio house.

In my previous articles, I talked about the benefits of selling your home to companies that buy houses as is for cash. But do you really know how to find a cash buyer for your San Antonio house?

Guide for How To Find a Cash Buyer

how to find a cash buyer when selling a house

When looking for a buyer, always do an extensive search and find all options before making a decision. This will ensure that you will end up selling your house to a person or a company you actually trust.

Real buyers are just as reliable as any real estate agent, if not even more. But you just have to know these tips and tricks on finding the safest and the best in the business.

Best websites on How To Find a Cash Buyer

The first thing most people do when trying to find a house investor is using the ‘find a cash buyer’ keyword. But why do that when you can go directly to these sites, search for companies that buy homes and sell your house fast?

websites on how to find a cash buyer

Craigslist

Although Craigslist often has a bad rep for being unsafe, it’s an incredible website when you want to find investors. And you CAN do it in a safe way.

BiggerPocket’s article on Finding Buyers on Craigslist offers a fantastic insight on everything you need to know about home investors on Craigslist.

In a short summary, the article explains that the best way is to search in the ‘real estate wanted’ section as well as post your own ad. It identifies two types of Craigslist’s investors – passive and aggressive. This is how to find a cash buyer fast.

With a passive way (creating a simple ad stating your business), he suggests using WuFoo which allows you to create simple forms to keep your potential buyers organized.

And here’s how to find cash buyers on Craigslist’s effectively using the aggressive method:

  • Write down all house buyers and call them.
  • State what you’re looking for and give all necessary information – use this to create a list for the future.
  • Ask them if they are cash house buyers – if they say yes, BINGO – you found them.

Check the Yellow Pages

check yellow pages on how to find a cash buyer

This might be an old-fashioned way, but yellow pages always have a real estate section where you’ll be able to find the oldest and some of the most trustworthy cash buyers in San Antonio. Here’s the link to the San Antonio yellow pages where you can search for the ‘cash house buyers’ and find all relatable services. Then all you need to do is give them a call and arrange the whole process. And if you decide to go with Matt Buys Houses TX, your house can be sold for cash in less than a week!

How To Find a Cash Buyer: Other Sources

We’re not even close to being done yet. When it comes to real estate, some of the best opportunities can be missed due to focusing solely online. Here’s a few ways to learn how to find a cash buyer in San Antonio without having to use the internet:

San Antonio Real Estate Investors Association

SAREIA might have some answers you are searching for. Think of it as a database for investors – not only will you be able to find your cash buyer, you will also be able to network with other likeminded investors. It’s a fantastic way to get insight into the real estate business and ask all questions you might have – you will find people who have already gone through the house selling process, probably more than just once.

 

Check out the ‘we buy houses’ signs

San Antonio has a lot of ‘we buy houses’ signs that have probably grabbed your attention before. But have you ever tried dialing the number and seeing what happens? When calling a potential buyer, they’ll be able to answer any questions you might have about their company and the entire house buying process in general. It’s the best way to establish a relationship quickly and effectively.

Ask local real estate agents

Similar to the aggressive Craigslist option, you can also ask local real estate agents if they know of any potential buyers in San Antonio. While most might not want to give you information that can drive away their business, you can find honest real estate agents that are just passionate on the subject and willing to help you out. You never know – maybe some work as a buyer on the side!

Word of mouth

talking about how to find a cash buyer

Have you ever wondered if your neighbor might be the one that has a good house buying business? It never hurts to ask your neighbors if they know someone – sometimes the business is so good and local you don’t even need to advertise it.

Always ask around – talk to your family, tell them to ask at their workplace or simply go to the locals in the area. If you know someone who has been living in San Antonio for a very long time, they will probably know a few tricks of the real estate trade. And hey, you’ll also make some new friends along the way.

We buy houses!

Still not happy with your choice? Don’t forget – you already are on the blog of a cash house buying company, Matt Buys Houses TX. Not only do we offer cash for your house, we are also giving you all necessary insight into the real estate business. Whether you have questions about relocation, divorce, stopping a foreclosure, renting out your house or you just want to know more about selling your house fast, just browse through our blog.

We buy houses in San Antonio and can make you a deal in less than 1 day. We buy houses in record time – as little as two days! Got repairs? It doesn’t matter!

Fill out this fast cash offer form and we’ll give you a call with an offer – your house could be easily sold in less than a week without any hassles. We’re also able to answer any questions you might have on real estate in general.

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

How do I Sell My House in San Antonio Without Making Repairs?

May 1, 2024 • Matthew

Selling a home can be a daunting process for the average homeowner. You’re probably stuck thinking “How am I going to sell my house without making repairs on it?”

Hiring a reputable realtor, agreeing on a fair market listing price, and having potential buyers inspect your home for possible defects while spending months on the market can cause anxiety.

For sellers owning a property needing extensive repairs, the hardships of selling can be overwhelming. Sellers with pristine homes spend money and time to attract the ideal buyer; sellers needing to sell their home without making repairs need to spend more to compete. For homeowners looking to sell fast, selling your home without making repairs might be the best option.

sell your house without making repairs

Before embarking on the selling process, homeowners must weigh their options to determine the most economical solution. Smart sellers will compare the cost of needed improvements to the home’s market value after making the necessary repairs.

If the major repairs won’t provide a reasonable return on investment, homeowners may decide to sell as-is. Homeowners can effectively resell their fixer-uppers on San Antonio’s hot seller’s market at a reasonable asking price and skip making major repairs altogether.

Pitfalls of Making Repairs

While some minor repairs can be made without much effort, major repairs can require ample time and money before closing. Many sellers are faced with addressing major plumbing and electrical repairs or outdated safety code violations.

Serious buyers will create a list of all defects after an initial inspection; if the seller is unwilling to fix them before closing, buyers will demand compensation by siphoning potential profit from the home’s asking price. For sellers with homes needing major repairs, this requirement can be costly and a much-needed home sale will fall through.

Before signing the final closing agreement, sellers often agree to repair contingencies. These legal and binding contracts state that no sale is final until certain home repairs are made to the buyer’s satisfaction. Should major damage and repairs be unearthed during a home inspection, the homeowners are forced to pay or fix those issues before closing.

saving money without making repairs

Homeowners can often be blindsided by structural home repairs after a buyer’s inspection, causing the seller to fix these unexpected repairs with financial forewarning. While most real estate sales contracts include these clauses, sellers can avoid this unnecessary hassle by selling as-is.

Another common disadvantage of repairing a fixer-upper before selling is the inspection and appraisal process. It’s common for these tools that assess one’s property to favor the buyer. While inspections are necessary to determine the condition of a home, many inspectors hired by buyers will list all infractions a home may have, including questionable, minor repairs.

Buyers will then use this information to request additional compensation at closing to fix these insignificant issues. In addition, any repairs newly discovered during a home’s appraisal must be addressed before closing. Once a home’s issue arises during either the inspection or appraisal process, it becomes a material fact that must be disclosed to any future buyer interested in the property. For sellers seeking a quick and clean close, the home inspection process can be brutal.

Selling As-Is Without Making Repairs

There are a few key suggestions to consider before signing a closing contract when selling a home without making repairs. When listing your home as-is, be upfront about the home’s condition. Buyers seeking fixer-uppers will be drawn to the home’s potential for remodel while bargain hunters will gobble up the possibility to resell for profit.

This tactic will ensure you receive serious buyers interested in your property and root out buyers who expect an updated and recently remodeled home.

selling to us without making repairs

It’s also important to be mindful of the listing price. While neighborhood comps can give the homeowner a general ballpark about the overall value of the home, sellers must consider the cost of repairs when pricing initially. Prices of fixer-uppers should reflect the amount of time and money buyers may need to spend.

To sell your home without making any major repairs, homeowners must be willing to price the property at its current value and without overestimating its worth.

Remember, selling a house as-is does not relieve the homeowner from disclosing material facts or other known issues with the property. If a buyer proposes a serious offer, sellers are legally obligated to disclose any and all pertinent information about the home, including necessary repairs.

If the homeowner is unaware of the general condition of the home – due to inheriting the property or other circumstances – they are exempt from providing a property disclosure at sale.

Cash House Buyers

When selling a house without making repairs, homeowners will most likely hear from two types of buyers: those interested in purchasing the property for themselves and those interested in making a profit at resell. While the former want to mold a worn property into their perfect dream home, the latter sees a fixer-upper as an investment.

Both buyers consist of people who pay cash for houses, but buyers interested in making a profit are less likely to demand even minor fixes or repair contingencies before closing. In fact, the poorer the condition of the home, the more tantalizing to companies that buy houses.

cash buyers will buy without making repairs

Real estate investors and we buy houses companies can be found in most major cities and towns nowadays. Their “I buy houses” signs are splayed across public benches and plastered on billboards to offer another option for homeowners wishing to sell fast and clean.

These cash house buyers are legitimate people invested in making fair offers at market value to assist homeowners with the selling process. For owners wishing to sell their house without making repairs, companies that buy houses are sometimes the only viable option.

Before outright dismissing the we buy houses companies, homeowners must consider the difficulty involved in selling a home as-is. Homes without repairs can stay on the housing market or months without a single inquiry. Without lowering the home’s price further, sellers must be willing to consider offers from buyers with the financial means to close quickly.

People who pay cash for houses are serious about speedy sales and can see potential and profitability in homes that are otherwise ignored. Homeowners wanting to sell without making major repairs should consider contacting a cash house buyer to avoid the grueling selling process altogether.

Need to Sell Your House Without Making Repairs?

No problem! We are here to help you sell your house in San Antonio with as little hassle as possible.

At Matt Buys Houses TX, we will work with you to make selling your house as simple and stress free as possible! All you have to do is call us at 210-596-9669! We can have your house closed on in as soon as 48 hours, and will get cash in your pocket. We look forward to helping you!
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

How to do a Divorce Sale in Texas

April 24, 2024 • Matthew

Once the decision has been reached that a divorce is eminent, a lot of questions are raised. One of these is, “What happens to the house in a divorce?”

Most often it means that a divorce sale must be carried out.

All of the assets accumulated during the marriage have to be divided.

There will be specific laws as to how this is legally done according to the state you are in. How complicated it will depend on the number of assets and the governing rules. The sale of a home during divorce requires some careful planning and using the right resources.

If you are your spouse are able to come to some amicable arrangements regarding your marital property then the divorce sale should be much easier and quicker.

What happens to the house?divorce sale house

What happens to the house in a divorce is probably the biggest concern as this is usually the biggest asset in a marriage.

First, understanding what the rules of the state that the divorce and divorce sale of the house is taking place in are most important. Some states go by the community property rules. This means, as a rule, all of the assets owned by the couple will be split 50/50.

If the house was purchased together as a couple then the split should be fairly simple. Where it gets complicated is if the house belonged to one of the spouses prior to the marriage.

Depending on the circumstances and the State it may not be considered as part of the community property or the divorce estate.

This is when the divorce sale can become more confusing. It can also get complicated if the house was left as a gift or inheritance to one of the spouses. For these reasons, it is highly important to have proper legal counsel to assist with the division of the assets and to protect the rights of each of the spouses.

Proceeding with the divorce sale

divorce sale refinancing

You will find that you have several options for proceeding with the divorce sale of a home. You have the option of attempting to sell the house yourself. If you decide to do this it means that you are going to have to advertise it and market it as heavily as possible. Some individuals who are going this route will commence with a divorce sale using Craigslist.

There are pros and cons to attempting a divorce sale on your own. There are a lot of legalities when it comes to selling a house. Then on top of this, you will also have to deal with the legalities that come with a divorce sale.

The second option is using a Realtor that is experienced and has the expertise and resources to conduct a divorce sale of a house in a quick manner. You also have the advantage of learning what the housing market for your area is like during this time, which is going to be important.

You will also get a good idea as to what your house is most likely going to sell for. You likely have personal ties to the house and with the personal circumstances you are in at the moment you may tend to over evaluate the house. This could mean that the house will not sell or it would take a very long time to do so.

If possible both spouses should come to an agreement as to what the house should be put on the market for, and this should be compatible as to what the housing market is dictating at the time. If you decide to go through a divorce sale using Craigslist or any other form of advertising you will need this plus a lot of other information to entice potential buyers.

Options on Selling

signing divorce sale paperwork

You may find that once you  get your divorce sale listed that you are approached by investors who are willing to buy your house for cash. If you are wanting to sell quickly this may be an inviting offer. It may be that it is lower than what you wanted but you may need to consider how it works in with the current situation that you are now in. Chances are you and your spouse want to get the assets settled so your divorce can become final.

The divorce sale process is not much different than a regular sale of a house except the timing may be important. Often one party moves out of the home and it can be financially difficult to keep up with the expenses of the house.  There may also be some discussions as to whether one party wants to buy the other out. If this is the case then re-financing of the mortgage would have to take place. In any event, until this asset is sold both are responsible for the mortgage and you don’t want to let this go into arrears.

The party that remains in the home during the divorce sale is going to have the responsibility of making sure the home is show ready for viewings. This may also mean some minor repairs are needed which should be done quickly to encourage a quick sale.

During a divorce sale, the best option is to retain an experienced realtor and perhaps sharing with this expert that this is a divorce sale so they understand the urgency of getting the home sold quickly. It is also important that both parties rely on independent legal counsel for the division of the assets. Neither party wants to take it upon themselves to sell the house or any other asset prior to the divorce without mutual consent as there could be legal repercussions to this. Each spouse needs to know what their rights and obligations are and what the law states about the division of assets.

It is imperative that both spouses come to an agreement that the house is to be sold and at what price. If these factors are not agreed upon it can make it extremely difficult through the sale process when offers come in.

Sell Your House After a Divorce

Matt Buys Houses TX can make you a cash offer to buy the house as-is. You can get an offer on your house within 24 hours just by contacting us.

Click here to get a cash offer for your San Antonio house or give us a call at 210-596-9669. We look forward to talking with you about what options you have.
 

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.

Selling a House As Is

April 17, 2024 • Matthew

Selling a house as is to a buying company

There are numerous reasons why a homeowner might want to sell their property as is. Two of the most commonly stated reasons for selling a house as is is due to money and time consumption. Some owners may be financially strapped and unable to make the major repairs required to sell in peak condition. Others consider selling a house as is to ensure a speedy sale. Even with the assistance of realtors and other professionals, it’s not uncommon for sellers to see their property on the housing market for months at a time. The time wasted on market can be detrimental to a seller’s pockets.

find selling a house as is

How to Go About Selling a House As Is

If you seek the advantages of selling your home as is, looking for a dependable house buying company is a must. Selling a fixer upper can require too much labor for most homeowners. Thankfully, house buying companies specialize in buying properties that need major renovations. While other potential buyers will nitpick at your home’s flaws, house buying companies welcome them. This allows homeowners to forgo making expensive repairs before the sale, effectively saving money and time. Homeowners don’t have to worry about buyer complaints after closing either. If you’re considering selling a house as is, finding the right house buying company for you is essential.

Finding the Right House Buying Company

When conducting research on house buying companies, it’s hard not to stumble on “We Buy Houses” advertisements. From the yellow pages to signs planted on the side of busy streets, the popular slogan can be found seemingly everywhere. House buying companies use this line almost exclusively to advertise their unique ability to buy houses outright, without repairs or making any warranties. If you’re selling a house as is, the issue becomes sifting through a vast selection of companies and choosing the best one that will suit your needs.

There are a few key suggestions to keep in mind when choosing to sell your property to a house buying company. These suggestions will allow homeowners to receive the best price and customer service during closing. Remember, a house buying company gives cash offers based on fair market estimates by comparing your home to others in the region in similar condition. This requires house buying companies to extensively research the market area and stay up to date on regulations and procedures that will assist in closing. If a potential company doesn’t seem more knowledgeable about the selling and buying process than you, maybe they’re not a top house buying candidate.

Keep It Local

selling a house as is to local buyers

Another suggestion to keep in mind when picking out the right house buyer company is location. Much like the small business craze sweeping the nation, localized companies offer major benefits to homeowners needing to sell. Local companies have the advantage of knowing the area better, giving homeowners a more accurate estimate when drawing up the cash offer. They have a better grasp on the local housing market. This insider knowledge is pertinent to receiving a better offer for your fixer upper. Many nationwide companies are notorious for low balling sellers to account for unknowns. Local house buying companies know the terrain and aren’t afraid to trek it with a hesitant homeowner.

Local house buying companies also are typically smaller. Unlike national companies, local companies give the added advantage of working with the same buyer continuously. Choosing a local house buyer company means cutting out the middle man. This allows homeowners to earn more money when they sell, avoid hassles, and work with someone that actually knows their neighborhood. It’s a win-win situation for homeowners and small businesses alike. If there’s a choice, always go with a local cash home buying company.

Communicate with the Buyer Directly

Find out who you are working with when selling a house as is.

Although this may sound like common sense, communicating with the house buyer directly is another suggestion homeowners should consider. When on the search for the right house buyer, some sellers may encounter an investor type known as a “wholesaler“. While wholesaling is sometimes seen in poor light, they are no different than other homebuyers. Wholesale real estate investors will close on your time line, and are always interested in you selling your house as is to avoid the stress of you needing to update and renovate it yourself.

The more you communicate with the buyer directly, the more likely you are to feel comfortable selling a house as is to them. Every professional house buying company will be more than happy to not only stay in communication with you, but also work with you to make the selling process as streamline and stress free as possible. They understand how much goes into deciding to sell your house. If you’re not in a position to make the repairs needed, tell them. More often then not, the repairs you need, and the updating required, are all within their scope of work, taking away the stress of selling a house as is.

selling a house as is

Check Out the References

One of the most valuable suggestions homeowners should heed when choosing a house buying company is asking for references and testimonials. If they’re not easily located or readily available online, ask the company’s representative to send a few your way. No, you’re not inconveniencing the representative and it shouldn’t take relatively long. A professional house buying company will not object to verifying that their houses under contract close. If they won’t allow potential sellers to contact the title company they use, the company might have a poor approval rating. If they are unwilling or unable to send an inquiring homeowner references or testimonials, avoid them at all costs. This is a major red flag.

Established companies that treat clients with fairness and respect will have testimonials. Although these are highly biased assessments, the average testimonial will provide a general understanding of the business’s dealings, how transactions were completed, and overall success rate.  Don’t be afraid to ask; references and testimonials will provide insight sellers can’t afford to ignore.

Sell My House As Is

selling a house as is fast

Though selling a house as is can seem daunting, selling to a house buying company can be time and money saving. Utilizing a house buying business helps homeowners avoid buyer complaints after closing while receiving the best price for their property. If you’re overwhelmed by the plethora of companies out there, consider location, the direct buyer, and references and testimonials before choosing the company for you. Remember, not all “We Buy Houses” companies are created equal. Making an informed decision will give you the best house selling results.

Selling a House As Is FAST

Matt Buys Houses TX has made it very simple to sell your house fast and as is in San Antonio. You can get a cash offer within 24 hours and close as soon as you if feasible for you. Find out how much we can pay for your house by calling us at 210-596-9669.

The information presented in this article is for educational purposes only and should not be considered legal, financial, or as any other type of advice.
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